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	<title>Beninoliveoil</title>
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	<description>Source of Healthy Life</description>
	<lastBuildDate>Fri, 18 May 2012 10:59:40 +0000</lastBuildDate>
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		<title>Cialis as a cure for erectile dysfunction</title>
		<link>http://beninoliveoil.com/cialis-as-a-cure-for-erectile-dysfunction</link>
		<comments>http://beninoliveoil.com/cialis-as-a-cure-for-erectile-dysfunction#comments</comments>
		<pubDate>Fri, 18 May 2012 10:59:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Guest Post]]></category>

		<guid isPermaLink="false">http://beninoliveoil.com/cialis-as-a-cure-for-erectile-dysfunction</guid>
		<description><![CDATA[If you are only interested in short-term relief, all you will want is the pills to &#8220;cure&#8221; the problem. In the majority of cases, this will produce the desired results, but time is not on your side. Even if you do go see a doctor, you&#8217;re motivated to keep costs to a minimum so, apart [...]]]></description>
			<content:encoded><![CDATA[<p>If you are only interested in short-term relief, all you will want is the pills to &#8220;cure&#8221; the problem. In the majority of cases, this will produce the desired results, but time is not on your side. Even if you do go see a doctor, you&#8217;re motivated to keep costs to a minimum so, apart from the usual tests for heart disease and diabetes, you will want to move quickly on to the pills. There&#8217;s nothing absolutely wrong about this approach. After all, the pills will usually give you a solution to the problem. But a failure to really understand the causes can lead to later problems that will not be solved by the pills.</p>
<p>The difficulty is that men who only look for the pills or for something to stimulate their desire, are refusing the reassess themselves and their values. For example, as men age, continuing to drink large quantities of alcohol can reinforce the desire for sex but actually limit performance. Similarly, continuing to smoke accelerates the spread of artherosclerosis and will negate the benefit from the pills sooner rather than later. Some street drugs and others available on prescription may be limiting desire or lowering sexual responsiveness. All these can be &#8220;cured&#8221; by reducing the intake of the &#8220;drugs&#8221;.</p>
<p>So let&#8217;s be completely honest about erectile dysfunction. It affects the majority of men as they age. You might have been a sexual stallion when a teen but, as you approach your retirement, sex is likely to become more challenging. So a part of the treatment comes back to what &#8220;love&#8221; means to you. If it&#8217;s purely sex, you may find your life increasingly unsatisfactory. But if you can find real pleasure in a loving relationship even though you may not be able to produce an erection, your life may be enriched. So instead of just buying and using <a href="http://www.mymainmeds.com/">cialis</a>, you should consider your values. Although you may not think it worth talking to a psychologist or counselor, you may actually learn something useful about yourself. Cialis can only treat one cause of <a href="http://www.mymainmeds.com/articles/cure.html">erectile dysfunction</a>, i.e. where your arteries are not dilating and contracting properly. If the causes for your frustration and general dissatisfaction with life are psychological, using a pill is not going to help you at all. The reality is that happiness arises only where two people are in a loving relationship.</p>
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		<title>FAQs about Male Baldness</title>
		<link>http://beninoliveoil.com/faqs-about-male-baldness</link>
		<comments>http://beninoliveoil.com/faqs-about-male-baldness#comments</comments>
		<pubDate>Thu, 17 May 2012 13:55:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Guest Post]]></category>

		<guid isPermaLink="false">http://beninoliveoil.com/faqs-about-male-baldness</guid>
		<description><![CDATA[Baldness is common in men, especially male pattern baldness which is a biological condition that occurs in men as young as 20. Baldness can also happen as the result of medications or medical procedures. It is the naturally occurring baldness that is the subject of this article. What are the symptoms of male baldness? There [...]]]></description>
			<content:encoded><![CDATA[<p>Baldness is common in men, especially male pattern baldness which is a biological condition that occurs in men as young as 20. Baldness can also happen as the result of medications or medical procedures. It is the naturally occurring baldness that is the subject of this article.</p>
<h2>What are the symptoms of male baldness?</h2>
<p>There may be obvious signs such as hair loss that occurs when you brush or comb your hair. You may even experience hair loss while washing your hair or taking a shower. Your hair is not likely to come out in clumps but will break off more often. Male baldness often begins at or near the hairline. You may notice your hairline receding or moving back from your forehead. Most men will notice their hair thinning or becoming finer in texture.</p>
<h2>What are the diagnostic tests for male baldness?</h2>
<p>Doctors can typically look at your scalp to determine if you have male baldness. They assess the overall appearance and condition of the scalp to rule out medical causes. The pattern of the hair loss is also considered during the diagnostic phase. If you seem to be losing hair in patches, you believe you are losing excessive hair, or pain accompanies your hair loss, your doctor may perform a skin biopsy to make a diagnosis. Hair analysis is not used to diagnose any type of baldness.</p>
<h2>Is this condition inherited?</h2>
<p>Male baldness is a predominantly inherited condition. Although many in the medical community have assumed for years that it is inherited from the mother, this is not actually the case. Recent research suggests that baldness is probably a dominant trait and that more than one gene is involved in producing it. Further, it appears that this trait can be passed on by either the mother or the father. The debate, and the research, continues on this particular issue.</p>
<h2>Is baldness a cause for concern?</h2>
<p>If you have male pattern baldness then you do not have a medical condition. There is no need for concern from a health perspective. But baldness affects your appearance which is important to many men. The more self-conscious you become about your hair loss, you may become anxious or depressed which can be serious.</p>
<h2>Is <a href="http://www.gethairback.net/">propecia</a> a cure for male baldness?</h2>
<p>There is no cure for male baldness. However, there are successful treatments available that can reduce or stop hair loss and even cause hair to grow again in some men. <a href="http://www.gethairback.net/articles/faq.html">Propecia</a> is the only FDA-approved hair loss medication available in tablet form. It has been rigorously tested through multiple clinical trials and has been proven to be safe and effective for men.</p>
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		<title>Prednisone for Treating Asthma</title>
		<link>http://beninoliveoil.com/prednisone-for-treating-asthma</link>
		<comments>http://beninoliveoil.com/prednisone-for-treating-asthma#comments</comments>
		<pubDate>Thu, 17 May 2012 12:46:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Guest Post]]></category>

		<guid isPermaLink="false">http://beninoliveoil.com/prednisone-for-treating-asthma</guid>
		<description><![CDATA[The glucocorticoid prodrug Prednisone is a drug used for the treatment of a number of ailments including rheumatic disorders, ulcerative colitis, and asthma among others. The structural identifications of prednisone pills and the isolation of the prodrug was done by Arthur Nobile in 1950. It was commercialized 5 years later. Although the steroid drug is [...]]]></description>
			<content:encoded><![CDATA[<p>The glucocorticoid prodrug Prednisone is a drug used for the treatment of a number of ailments including rheumatic disorders, ulcerative colitis, and asthma among others. The structural identifications of prednisone pills and the isolation of the prodrug was done by Arthur Nobile in 1950. It was commercialized 5 years later.</p>
<p>Although the steroid drug is used for a number of medical conditions as mentioned above, it is a very popular treatment for those who suffer from asthma because it helps in calming down airway inflammation in asthmatic people. The drug, although deemed by many medical practitioners as a medication with a lot of adverse effects, during a severe asthma attack, the benefits definitely outweigh the risks. Other steroid medications have the same adverse effects which includes migraines, hyperactivity, and nervousness that is why whenever a doctor prescribes steroids, following the dosage is of importance.</p>
<p>The steroid medication in oral form is called a systemic steroid by professionals from the medical field. A systemic steroid is a very effective drug because once it is taken orally, it will go straight to the bloodstream. Other steroids such as the inhaled ones used for asthma inhalers go right into the lungs.</p>
<p>The wonderful thing about systemic steroids is that people who use them get to manage their asthma better and they treat asthma attacks very quickly too. Those who suffer from severe asthma usually take systemic steroids with other forms of medications to ensure that they do not get sudden asthma attacks or attacks that are difficult to control.</p>
<p>A short burst of this prodrug is the way to go, according to doctors. It is very rare for doctors to advise a person with asthma to take the medication on a regular or long term basis. Usually, the systemic steroid is used for  two weeks not a day longer but why is this so? Long term use of the drug can cause some serious side effects.</p>
<p>If you are taking this drug, it is best to take supplemental calcium to avoid the thinning of your bones. This is a long-term side effect but it is easily avoided.</p>
<p>There are people who suffer from asthma who may require the use of <a href="http://www.searchingformeds.com/">prednisone</a> more frequently than others. However, physicians say that avoiding <a href="http://www.searchingformeds.com/articles/prednisone-and-asthma.html">prednisone intake</a> is advisable &#8211; the patient should get another check up instead to see if there are unsuspected allergens.</p>
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		<title>Using Levitra for ED treatment</title>
		<link>http://beninoliveoil.com/using-levitra-for-ed-treatment</link>
		<comments>http://beninoliveoil.com/using-levitra-for-ed-treatment#comments</comments>
		<pubDate>Wed, 16 May 2012 17:00:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Guest Post]]></category>

		<guid isPermaLink="false">http://beninoliveoil.com/using-levitra-for-ed-treatment</guid>
		<description><![CDATA[Erectile dysfunction treatments have become well known in recent years. One of the most common, Levitra, has been on the market since 2003 after receiving approval by the FDA. If you have ED, you may want to immediately go buy an ED medication. Before you do, it is suggested you have a clear understanding of [...]]]></description>
			<content:encoded><![CDATA[<p>Erectile dysfunction treatments have become well known in recent years.  One of the most common, Levitra, has been on the market since 2003 after receiving approval by the FDA.  If you have ED, you may want to immediately go buy an ED medication.  Before you do, it is suggested you have a clear understanding of how this ED medication works.</p>
<p><strong>Inner Workings</strong></p>
<p>As a PDE5 inhibitor, <a href="http://www.edphysician.net/">levitra</a> increases the flow of blood to the penis as a treatment for ED.  Specifically, a chemical reaction is created in the bloodstream.  This chemical reaction inhibits the breakdown of nitric oxide.  As a result, the vessels that supply blood to the penis relax enough to allow more blood to enter the penis for an erection. The increased blood flow tends to produce harder erections that last longer. The use of these drugs by men has provided consistent results.</p>
<p><strong>Chemical Makeup</strong></p>
<p>While all ED drugs work in a similar fashion, this drug&#8217;s chemical structure differs from that of the other such drugs.  Some men who use the drug have reported it works faster than other ED treatments. It remains active for up to four hours although this can vary. Its chemical structure also makes it less sensitive to food as well as alcohol interactions. Men can take it without worrying about what they eat or drink with the exception of fatty foods which can cause the drug to be absorbed into the bloodstream slower which reduces its effectiveness.</p>
<p><strong>Sexual Stimulation</strong></p>
<p>For an erection to be achieve after taking the medication sexual stimulation will still be required. The drug facilitates this but will not cause an erection by itself. The drug is intended to produce one successful erection per dose although some men have achieved multiple erections during the four-hour active window. The use of ED medication may not be enough to achieve and maintain an erection whilst having sexual intercourse if you have libido issues.</p>
<p>If you have problems with your libido, ED medication may not work sufficiently for you to achieve or maintain an erection during sexual intercourse. Now that you know how Levitra works, you can make an informed decision before buying it.  You know what to expect so you know if it is actually working.  There are possible side effects that men should be aware before taking this drug.  It is recommended you consult with your physician to learn more about the proper use of Levitra so you can maximize its benefits for a better sex life.</p>
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		<title>Migraine Headaches Treatment</title>
		<link>http://beninoliveoil.com/migraine-headaches-treatment</link>
		<comments>http://beninoliveoil.com/migraine-headaches-treatment#comments</comments>
		<pubDate>Wed, 16 May 2012 11:41:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Guest Post]]></category>

		<guid isPermaLink="false">http://beninoliveoil.com/migraine-headaches-treatment</guid>
		<description><![CDATA[The systemic steroid Prednisone is used as a rescue drug for asthma attacks. However, it is also used for a range of other ailments making this medecine a very important innovation in medical technology. Also known to treat migraines, the steroid provides instant relief. Migraine headaches are painful but apart from the pain, those who [...]]]></description>
			<content:encoded><![CDATA[<p>The systemic steroid Prednisone is used as a rescue drug for asthma attacks. However, it is also used for a range of other ailments making this medecine a very important innovation in medical technology. Also known to treat migraines, the steroid provides instant relief. Migraine headaches are painful but apart from the pain, those who suffer from it are also sensitive to light. If you are suffering from migraine right now, you might be in a dark and relatively quiet room &#8211; a refuge for those who experience migraine headaches often.</p>
<p>Although the corticosteroid is an effective drug for migraines, it is only advised for those who suffer from extended migraines. This is where your physician comes in &#8211; he or she will determine whether you should use the prodrug or not.</p>
<p>The first step of course is to determine what kind of migraine you are suffering from. An intractable migraine for example can make you suffer from painful headaches for days. What&#8217;s worse is that it can even cause aneurysms. A migraine that doesn&#8217;t last very long on the other hand can be easily treated with OTC medication. Pain relievers such as paracetamol would already be enough for this kind of migraine.</p>
<p>It is best to talk to your physician if you think that your migraine is already getting worse. Your doctor will know what kind of drug you should take based on your medical history. Once you have that drug, whether or not it is the corticosteroid, you should make sure that you drink your medication as directed by your doctor.</p>
<p>Deviating from your prescription can cause certain medical problems so be sure that you follow what your doctor says.</p>
<p>There are also dietary considerations about <a href="http://www.searchingformeds.com/">prednisone</a> you have to keep in mind. Taking potassium and calcium may be advised by your doctor to prevent the drug from affecting other parts of your system.</p>
<p>Prednisone pills come in dose packs and is usually used by patients with migraine in higher doses until it is finally time to lower the dosage. The frequent  <a href="http://www.searchingformeds.com/articles/prednisone-and-migraine-headaches.html">use of prednisone</a> in high dosages usually last a week and not one day more.</p>
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		<title>Propecia: Hair loss and the paycheck!</title>
		<link>http://beninoliveoil.com/propecia-hair-loss-and-the-paycheck</link>
		<comments>http://beninoliveoil.com/propecia-hair-loss-and-the-paycheck#comments</comments>
		<pubDate>Wed, 16 May 2012 11:41:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Guest Post]]></category>

		<guid isPermaLink="false">http://beninoliveoil.com/propecia-hair-loss-and-the-paycheck</guid>
		<description><![CDATA[We live in a society that judges you on your appearance. Daniel Hammermesh, noted economist, wrote a book on how our appearance affects how much money we make over our lifetime. Good looks command a premium price, no matter what job you are doing. Today&#8217;s economy is one of the most competitive ever. To get [...]]]></description>
			<content:encoded><![CDATA[<p>We live in a society that judges you on your appearance. Daniel Hammermesh, noted economist, wrote a book on how our appearance affects how much money we make over our lifetime. Good looks command a premium price, no matter what job you are doing. Today&#8217;s economy is one of the most competitive ever. To get the job and the best salary you have to present the best image.</p>
<p>Male Pattern Baldness, (MPB) is a sensitive issue to someone experiencing it. At the onset of MPB, many young men decide to ignore the signs. Eventually, they begin to groom differently trying to hide it with hats or comb overs. Sometimes they even change how they behave, like staying in instead of going out, for fear the wind will reveal the truth. It can be stressful. Beyond the loss of self-esteem, they may even experience a loss in pay. Loss of hair symbolizes a loss of virility, loss of strength and drive&#8211;and can drive bosses and managers to consider the other guy for the task; the one who looks healthy and strong.</p>
<p>You don&#8217;t have to look in the mirror and feel like you are losing your world. There are treatments available that can slow and even help reverse thinning hair and balding hairlines. You can go to work and feel confident that your hard work will be looked at not the shiny spot on your head. <a href="http://www.hmedsguide.com/hair-loss-and-the-paycheck.html">Propecia</a> is a once daily treatment that works to stop the cause of MPB. Propecia inhibits the rogue testosterone (dihydrotestosterone or DHT) that affects the hair follicle thinning the root until it eventually kills the hair.</p>
<p>If you think your hair is starting to thin, don&#8217;t wait until your paycheck does the same. Make an appointment with your doctor to discuss your treatment options and see if Propecia is right for you. Many men find starting a DHT inhibitor like <a href="http://www.hmedsguide.com/">propecia</a> brings back that competitive edge putting them back in the thick of things.</p>
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		<title>Acne, thу myths about it and using Accutane</title>
		<link>http://beninoliveoil.com/acne-th%d1%83-myths-about-it-and-using-accutane</link>
		<comments>http://beninoliveoil.com/acne-th%d1%83-myths-about-it-and-using-accutane#comments</comments>
		<pubDate>Tue, 15 May 2012 09:14:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Guest Post]]></category>

		<guid isPermaLink="false">http://beninoliveoil.com/acne-th%d1%83-myths-about-it-and-using-accutane</guid>
		<description><![CDATA[Before you decide on what to do with those pimples though, it is best to learn more about the skin condition. Often, we base our conclusions on things we see on commercials or unreliable data we read online and this usually involves believing in what one would call a myth. Here are the most popular [...]]]></description>
			<content:encoded><![CDATA[<p>Before you decide on what to do with those pimples though, it is best to learn more about the skin condition. Often, we base our conclusions on things we see on commercials or unreliable data we read online and this usually involves believing in what one would call a myth. Here are the most popular myths about acne:</p>
<p><strong>Myth 1. Washing your face often enough will get rid of acne</strong></p>
<p>Your pimples aren&#8217;t caused by dirt. In fact, frequent washing of the face may even irritate the skin but the question is, what causes pimples? The pores sticking together is one of the major reasons why you get pimples.</p>
<p><strong>Myth 2. Too much stress can cause acne</strong></p>
<p>It is true that being under too much stress affects one&#8217;s hormones but did you know that certain psychiatric drugs can cause acne? If you are stressed out and taking antidepressants, the stress you are going through isn&#8217;t what&#8217;s causing your acne breakouts.</p>
<p><strong> Myth 3. The sun cures acne</strong></p>
<p>Sun exposure is beneficial for us to get that much needed Vitamin D. However, sun exposure after 9 in the morning will only cause skin damage. Aside from causing wrinkles and sunburn, too much sun exposure may lead to skin cancer.</p>
<p><strong>Myth 4. What you eat can either stop breakouts or cause them</strong></p>
<p>Although diet is connected to a number of health conditions or disappearance of such conditions, experts say that there is still a need for hard evidence to prove this theory. It doesn&#8217;t hurt to eat healthy though but do not count on it to get rid of your acne.</p>
<p><strong>Myth 5. Sex causes acne</strong></p>
<p>This myth is an age-old one when people from the 17th century wanted to discourage pre-marital sex.</p>
<h2>Acne treatment with <a href="http://www.findyourmeds.net/">Accutane</a></h2>
<p>If you think your acne could no longer be treated with topical treatments, asking your dermatologist if you are eligible to Accutane  is a good idea. Make sure however that you read more about <a href="http://www.findyourmeds.net/articles/acne-myths.html">Accutane pills</a> before you start using it &#8211; some people are more sensitive to drugs than others and getting an allergic reaction won&#8217;t help you at all.</p>
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		<title>Meaning of FDA Warning about Nexium</title>
		<link>http://beninoliveoil.com/meaning-of-fda-warning-about-nexium</link>
		<comments>http://beninoliveoil.com/meaning-of-fda-warning-about-nexium#comments</comments>
		<pubDate>Tue, 15 May 2012 08:13:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Guest Post]]></category>

		<guid isPermaLink="false">http://beninoliveoil.com/meaning-of-fda-warning-about-nexium</guid>
		<description><![CDATA[Prescription drugs manufactured in the United States are monitored by the federal Food and Drug Administration (FDA). Consumers file complaints when use of specific medications result in mild or harmful side effects. When complaints reach a certain point, the FDA investigates to see if there is a direct causal relationship between the medication and resulting [...]]]></description>
			<content:encoded><![CDATA[<p>Prescription drugs manufactured in the United States are monitored by the federal Food and Drug Administration (FDA). Consumers file complaints when use of specific medications result in mild or harmful side effects. When complaints reach a certain point, the FDA investigates to see if there is a direct causal relationship between the medication and resulting complication. The FDA also oversees clinical trials to make sure they are conducted with integrity and meet industry standards. Recently, the FDA issued a warning about proton-pump inhibitors.</p>
<h2>How FDA Notifies the Public</h2>
<p>The FDA published warnings in many ways. Notices are printed in newspapers and online media sources. Television stations will often report on warnings issued by the FDA. Medical journals are another source of FDA warnings. Of course, the best place to read FDA notices is on the FDA website. Consumers can monitor changes to FDA regulations specific to the medications they take.</p>
<h2>Purpose of FDA Warning</h2>
<p>The FDA notified the public that use of proton-pump inhibitors can cause a certain type of bacterial diarrhea which is particularly dangerous for elderly patients. Warnings indicate there have been substantial documented cases that connect inhibitor use to that condition and research has confirmed the causality. It is intended to inform consumers and physicians about this added side affect not included on previous consumer literature. This is not the first FDA warning related to proton-pump inhibitors and may not be the last.</p>
<h2>What Consumers Should Do</h2>
<p>It is suggested that consumers who use these inhibitors and experience prolonged bouts of diarrhea immediately contact their doctors. If you are concerned about the FDA warning, consult with your doctor to see if you need to make modifications to your treatment regimen. Otherwise, consumers just need to take the information under advisement as additional safety guidelines.</p>
<h2>What Consumers Should Not Do</h2>
<p>Consumers should not stop taking this medication without approval from their doctor. If you suddenly stop taking Nexium, you may experience serious side effects including acid reflux rebound and extreme diarrhea. Some people who suddenly stop treatment have reported uncomfortable bloating and stomach gas pressure. Consumers often feel worse than they did before they started taking the drug.</p>
<p>This article examines the purpose of an FDA warning about <a href="http://www.amedguide.com/articles/fda-warning.html">nexium</a>. Warnings are intended to provide additional information to consumers who use the medication. Consumers do not have to stop using <a href="http://www.amedguide.com/">nexium</a> unless mandated by the FDA.</p>
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		<title>Prednisone: how to balance the benefits and risks</title>
		<link>http://beninoliveoil.com/prednisone-how-to-balance-the-benefits-and-risks</link>
		<comments>http://beninoliveoil.com/prednisone-how-to-balance-the-benefits-and-risks#comments</comments>
		<pubDate>Mon, 14 May 2012 12:02:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Guest Post]]></category>

		<guid isPermaLink="false">http://beninoliveoil.com/prednisone-how-to-balance-the-benefits-and-risks</guid>
		<description><![CDATA[Any drug that changes the way in which body chemistry works can cause harm. Even the humble aspirin becomes poisonous if you take too many tablets. Indeed, the degree of danger decides whether a prescription is needed to get the drug. The more dangerous it can be, the more likely the FDA will designate it [...]]]></description>
			<content:encoded><![CDATA[<p>Any drug that changes the way in which body chemistry works can cause harm. Even the humble aspirin becomes poisonous if you take too many tablets. Indeed, the degree of danger decides whether a prescription is needed to get the drug. The more dangerous it can be, the more likely the FDA will designate it prescription-only. So, when you see a drug requiring a prescription, you should assume there&#8217;s a real risk of side effects unless you use the drug with care. In the days before the internet, this system worked well. Everyone dutifully saw their regular physician and listened to an explanation of how to manage the risks. Today, we can bypass doctors and buy from an online pharmacy. This gives you the drugs without the oral warnings. Research shows few people actually read the literature that comes with the packaging.</p>
<p>In theory, corticosteroids should be less dangerous because they mimic the hormones your body produces naturally. Except, the volume of production is far higher than you could ever produce naturally. This disturbs your body&#8217;s production of hormones. When it finds there&#8217;s already too much, it stops production. Once this happens, you are completely dependent on continuing the drug. You cannot just stop taking it. You must slowly reduce the dosage to restart your body&#8217;s own production.</p>
<p>When you take a tablet, this processes the drug through your stomach into the bloodstream and the whole body is affected. This means it&#8217;s far more likely you will experience the side effects. Whenever possible, you should use a delivery system that targets the medical problem. So, for example, if you suffer from asthma, use an inhaler. This delivers the drug directly to the lung and limits the potential damage to the rest of your body. In fact, you may still have problems with inhalers but, if you regularly rinse your mouth out with water and gargle immediately after use, your mouth and throat should avoid damage. Staying with asthma, this is not to deny the use of <a href="http://www.unaprix.com/">Prednisone</a>. But it suggests a different strategy to get the best results. For everyday use, an inhaler is best. If you have a serious attack, a short burst of <a href="http://www.unaprix.com/articles/benefits-and-risks.html">Prednisone</a> can quickly reduce inflammation of the airways and resolve the problem. This would suggest it&#8217;s always better to discuss treatment with a doctor to reduce the risk of side effects.</p>
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		<title>Health insurance plans and drug copayment coupons</title>
		<link>http://beninoliveoil.com/health-insurance-plans-and-drug-copayment-coupons</link>
		<comments>http://beninoliveoil.com/health-insurance-plans-and-drug-copayment-coupons#comments</comments>
		<pubDate>Sat, 12 May 2012 14:30:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Guest Post]]></category>

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		<description><![CDATA[One of the more exciting marketing strategies of the last ten years has been the growth in the use of coupons. The idea is simple. A central marketing agency promotes the named businesses by offering discount vouchers. Go to this restaurant, eat a magnificent meal, and enjoy a discount of 50%. This is a great [...]]]></description>
			<content:encoded><![CDATA[<p>One of the more exciting marketing strategies of the last ten years has been the growth in the use of coupons. The idea is simple. A central marketing agency promotes the named businesses by offering discount vouchers. Go to this restaurant, eat a magnificent meal, and enjoy a discount of 50%. This is a great promotion for the restaurant and the statistics show the majority of people who come to try out the meals return and pay the full price later on. Now let the pharmaceutical industry play with this idea. Suppose the drug manufacturers were to offer coupons to their loyal customers, how would the marketing plan work? Well, for a moment, consider the problem of the generic market. When the patent runs out on a brand, others may copy the chemistry and sell a generic version of the drug for a significantly lower price. From the customer&#8217;s point of view, this is wonderful news. The same drug is available. It has been approved by the FDA as an exact match for the original branded drug. And it comes at a heavily discounted price. Not surprisingly, this knocks a big hole in the profits of the branded manufacturer, so this manufacturer will search for a way to keep the generic manufacturer out of the market.</p>
<p>Enter the copayment coupons. The idea of copayments has been central to insurance policies for some years. This requires the patient to pay a proportion of the medical costs. It is actually self-insurance of that part of the costs. The justification advanced by insurance companies is that it reduces moral hazard, i.e. it is an encouragement to people only to seek treatment when it is genuinely necessary. Through the coupons, the manufacturers offer a form of subsidy to the patients if they copay for branded drugs. This makes the branded drugs more affordable and maintains more of their profit margin. Obviously, if the brands were losing too much of their market share, the manufacturers would have to reduce their prices to compete with the generics. In theory, the coupons represent a compromise. The patients pay less for the brand, but more than for the generic. The manufacturers give away a part of their profits, but less than through a price reduction to complete with the generic directly.</p>
<p>There is now a class action effectively accusing the manufacturers of fraud through their use of these coupons. As it stands, the insurance companies pay the manufacturer a fixed price for every branded pill or tablet prescribed. The manufacturers and pharmacists have been forgetting to tell the insurers about the coupons. It is highly relevant that the patients have been paying less at the drugstore counters. Because there are no savings to the insurance companies in paying for the generics, the premium rates stay high. This makes <a href="http://www.hiinetwork.com/">cheap health insurance</a> even less likely to appear. In reality everyone is losing. Customers are still paying more than they should. Both individual and group <a href="http://www.hiinetwork.com/drug-copayment-coupons.html">health insurance</a> plans cost more than they should. All this being purely for the benefit of the pharmaceutical industry. The class action describes these coupons as part of a bait and switch scam. If the courts agree, heavy damages will be awarded and there will be compensation available to some consumers.</p>
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